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The "Bank of America Student Loan Program" offered through this Website ("Website") is brought to you by Bank of America.® ("Bank of America"). This Website (the "Website") is owned and operated by Bank of America, the administrator of the loan program. Bank of America provides this Website and its related services to you subject to the following notices, terms and conditions ("Terms of Use"). Please read these Terms of Use carefully BEFORE using the Website. Your continuing access and/or use of this Website SIGNIFIES YOUR ACCEPTANCE TO THESE TERMS OF USE. If at any time you do not wish to accept these Terms of Use, you may choose not to use the Website. You agree that Bank of America may, at its sole discretion, terminate your access to this Website at any time without notice. Any additional terms and conditions proposed by you which are in addition to or which conflict with these terms and conditions of service are expressly rejected by Bank of America and shall be of no force or effect. Any rights not expressly granted herein are reserved.
Modifications and Updates
Fees, interest rates, repayment terms, penalties, annual percentage rates and all other information on this Website are subject to change without notice, unless otherwise specifically required in writing by state or federal law. CHANGES ARE PERIODICALLY MADE TO THESE TERMS OF USE. BANK OF AMERICA MAY MAKE CHANGES TO THE SERVICES OR PRODUCTS AVAILABLE ON THIS WEBSITE (AT ANY TIME) AT ITS SOLE DISCRETION. The most current version of these terms can be reviewed by clicking on the "Terms of Use" link located at the bottom of our Website pages. These notices, terms and conditions are subject to change in the sole and absolute discretion of Bank of America. All updates, enhancements, new features and or the addition of additional web properties (in the form of additional web pages or Websites) are immediately subject to these terms and conditions. Your continued use of the Bank of America Website constitutes your continued acceptance to all such notices, terms and conditions as modified.
Use of Site
Bank of America may, in its sole discretion and without notice, deny any person or company's access to this Website or any portion thereof. As a condition of your use of this Website, you will not use the Website for any purpose that is unlawful or prohibited by these Terms of Use. You may not use this Website in any manner that could damage, disable, overburden or impair any Bank of America server or interfere with any other party's use and enjoyment of the Website and services offered herein. You may not attempt to gain unauthorized access to Bank of America's or other's accounts, information, computer systems or networks connected to the Bank of America server or to any of the services or products offered via the Website, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Website. This Website, any portion of this Website and any software, content, products or services obtained herein may not be decompiled, disassembled, reverse engineered, uploaded, reproduced, modified, distributed, transmitted, duplicated, copied, sold, resold, displayed, performed, published, licensed, used to create derivative works from, transferred or otherwise exploited for any commercial purpose that is not expressly granted by Bank of America. Bank of America reserves the right to refuse service, in its discretion, including, without limitation, if Bank of America believes that conduct violates applicable law, is harmful to the interests of Bank of America and its affiliates or any other reason. Bank of America further reserves the right to pursue any legal action available against any user whose use violates the state, federal or local law or these Terms of Use. Availability of this Website or particular information or services herein is subject to change without notice.
Indemnification
You agree to indemnify, defend and hold Bank of America harmless from and against any and all claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on, or in connection with your unlawful or unauthorized access and/or use of this Website.
Children Under 18
Bank of America does not offer loan program information or services to children. If you are under 18, you may use this Website only with involvement of a parent or guardian. Bank of America reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders/ requests in its sole discretion.
Account Creation
In order to obtain access to certain portions of this Website, you may be required to create an account with a username and password. You will provide Bank of America with certain registration information, all of which must be accurate, truthful and updated. You shall not: (i) select a username already used by another person, (ii) use a username in which another person has rights without such person's authorization; or (iii) use a username or password that Bank of America, in its sole discretion, deems offensive or inappropriate. Bank of America reserves the right to deny creation of your account based on Bank of America's inability to verify the authenticity of your registration information. You shall be solely responsible for maintaining the confidentiality of your password. You shall immediately notify Bank of America of any known or suspected unauthorized use of you account, or any known or suspected breach of security, including loss, theft or unauthorized disclosure of your password or credit card information. If you use this Website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and you agree to accept responsibility for all activities that occur under your account or password. You are fully responsible for all usage or activity on your account, including but not limited to use of the account by any third party authorized by you to use your username and password. Bank of America reserves the right to terminate your account, in its sole discretion, at any time without notice. You may also terminate your account at any time in writing. You are responsible for all charges incurred up to the time the account is terminated. Notwithstanding anything else herein, Bank of America reserves the right to pursue any and all claims against any user of your account. You agree to maintain only one account on this Website at any time and you certify that you currently have no other account(s) on the Website.
The "Bank of America Student Loan Program" offered through this Website ("Website") is brought to you by Bank of America.® ("Bank of America"). This Website (the "Website") is owned and operated by Bank of America, the administrator of the loan program. Bank of America provides this Website and its related services to you subject to the following notices, terms and conditions ("Terms of Use"). Please read these Terms of Use carefully BEFORE using the Website. Your continuing access and/or use of this Website SIGNIFIES YOUR ACCEPTANCE TO THESE TERMS OF USE. If at any time you do not wish to accept these Terms of Use, you may choose not to use the Website. You agree that Bank of America may, at its sole discretion, terminate your access to this Website at any time without notice. Any additional terms and conditions proposed by you which are in addition to or which conflict with these terms and conditions of service are expressly rejected by Bank of America and shall be of no force or effect. Any rights not expressly granted herein are reserved.
Modifications and Updates
Fees, interest rates, repayment terms, penalties, annual percentage rates and all other information on this Website are subject to change without notice, unless otherwise specifically required in writing by state or federal law. CHANGES ARE PERIODICALLY MADE TO THESE TERMS OF USE. BANK OF AMERICA MAY MAKE CHANGES TO THE SERVICES OR PRODUCTS AVAILABLE ON THIS WEBSITE (AT ANY TIME) AT ITS SOLE DISCRETION. The most current version of these terms can be reviewed by clicking on the "Terms of Use" link located at the bottom of our Website pages. These notices, terms and conditions are subject to change in the sole and absolute discretion of Bank of America. All updates, enhancements, new features and or the addition of additional web properties (in the form of additional web pages or Websites) are immediately subject to these terms and conditions. Your continued use of the Bank of America Website constitutes your continued acceptance to all such notices, terms and conditions as modified.
Use of Site
Bank of America may, in its sole discretion and without notice, deny any person or company's access to this Website or any portion thereof. As a condition of your use of this Website, you will not use the Website for any purpose that is unlawful or prohibited by these Terms of Use. You may not use this Website in any manner that could damage, disable, overburden or impair any Bank of America server or interfere with any other party's use and enjoyment of the Website and services offered herein. You may not attempt to gain unauthorized access to Bank of America's or other's accounts, information, computer systems or networks connected to the Bank of America server or to any of the services or products offered via the Website, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Website. This Website, any portion of this Website and any software, content, products or services obtained herein may not be decompiled, disassembled, reverse engineered, uploaded, reproduced, modified, distributed, transmitted, duplicated, copied, sold, resold, displayed, performed, published, licensed, used to create derivative works from, transferred or otherwise exploited for any commercial purpose that is not expressly granted by Bank of America. Bank of America reserves the right to refuse service, in its discretion, including, without limitation, if Bank of America believes that conduct violates applicable law, is harmful to the interests of Bank of America and its affiliates or any other reason. Bank of America further reserves the right to pursue any legal action available against any user whose use violates the state, federal or local law or these Terms of Use. Availability of this Website or particular information or services herein is subject to change without notice.
Indemnification
You agree to indemnify, defend and hold Bank of America harmless from and against any and all claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on, or in connection with your unlawful or unauthorized access and/or use of this Website.
Children Under 18
Bank of America does not offer loan program information or services to children. If you are under 18, you may use this Website only with involvement of a parent or guardian. Bank of America reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders/ requests in its sole discretion.
Account Creation
In order to obtain access to certain portions of this Website, you may be required to create an account with a username and password. You will provide Bank of America with certain registration information, all of which must be accurate, truthful and updated. You shall not: (i) select a username already used by another person, (ii) use a username in which another person has rights without such person's authorization; or (iii) use a username or password that Bank of America, in its sole discretion, deems offensive or inappropriate. Bank of America reserves the right to deny creation of your account based on Bank of America's inability to verify the authenticity of your registration information. You shall be solely responsible for maintaining the confidentiality of your password. You shall immediately notify Bank of America of any known or suspected unauthorized use of you account, or any known or suspected breach of security, including loss, theft or unauthorized disclosure of your password or credit card information. If you use this Website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and you agree to accept responsibility for all activities that occur under your account or password. You are fully responsible for all usage or activity on your account, including but not limited to use of the account by any third party authorized by you to use your username and password. Bank of America reserves the right to terminate your account, in its sole discretion, at any time without notice. You may also terminate your account at any time in writing. You are responsible for all charges incurred up to the time the account is terminated. Notwithstanding anything else herein, Bank of America reserves the right to pursue any and all claims against any user of your account. You agree to maintain only one account on this Website at any time and you certify that you currently have no other account(s) on the Website.
Copyright Notice
Copyright © 2006, Bank of America. All rights reserved.
Copyright
Unless otherwise specifically stated, all content and otherwise protectable features of this Website, including but not limited to the design, arrangements, layout, software, text, graphics and images were created by or at the direction of Bank of America, are the property of Bank of America and are protected by United States and international copyright laws. NO PORTION OF THIS WEBSITE MAY BE COPIED, IMITATED OR RETRANSMITTED UNLESS EXPRESS PERMISSION TO DO SO IS GIVEN BY BANK OF AMERICA IN WRITING. The compilation, collection, arrangement, and assembly of all content on this site is the exclusive property of Bank of America and is protected by United States and international copyright laws. All software and tools used on this site are the property of Bank of America or its software suppliers and are protected by United States and international copyright laws. The images used on this Website are the property of their respective copyright owners, and are used by Bank of America pursuant to authorization from the copyright owners or their agents. The content, images and software on this Website may be used as a resource. You may also use, view, print and/or download informational materials from this Website solely for your personal, informational, or non-commercial use, provided you keep intact all copyright and other proprietary notices. Any other use, including, the reproduction, modification, distribution, transmission, republication or display, of the content, images and software on this Website is strictly prohibited.
Trademarks
"BANK OF AMERICA" and the stylized "Bank of America Student Loan Program" logo along with all other trademarks, services marks, and logos whether registered or not, set forth on this Website are the sole property of Bank of America, unless otherwise noted herein. You have no right to use any such trademarks, service marks or logos and nothing contained in this Website or the Terms of Use grants any right to use them without the prior written permission of Bank of America or the respective owner. More particularly, Bank of America's trademarks may not be used in connection with any product or service that is not owned by Bank of America in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Bank of America or the Bank of America Student Loan Program. Any trademarks not owned by Bank of America that appear on this Website are the property of their respective owners and may not be used in connection with any product or service that is not owned by the trademark owners in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the trademark owners. All of the above trademarks may not be copied, downloaded or otherwise exploited without the permission of Bank of America or the owner of such trademark, service mark or trade name, except as explicitly permitted by the trademark owner.
Export Control
Unless otherwise specified, the materials on this Website are presented solely to provide information regarding and to promote Bank of America's services and other products available in the United States, its territories, possessions and protectorates. The Website is controlled and operated by Bank of America from its offices within the Commonwealth of Virginia, United States of America. Bank of America makes no representation that materials on the Service are appropriate or available for use outside the United States. Those who choose to access the Website from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent that local laws are applicable. Software from the Website is further subject to United States export controls. No software from the Website may be downloaded or otherwise exported or re-exported (A) into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria or any other country to which the U.S. has embargoed goods, or (B) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By using the Website, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.
Severability
If any provision of these terms, conditions and notices are found to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions with remain in full force.
Applicable Law
This site is created and controlled by Bank of America in the State of Virginia, USA. As such, the laws of the State of Virginia will govern these notices, terms, and conditions, and the terms and conditions of any promissory notes issued under Bank of America Student Loan Program without giving effect to any principles of conflicts of laws.
Privacy
See our Privacy Policy relating to the collection and use of your information.
Contact Us
If you have any questions regarding the Terms of Use for this Website, please contact the Bank of America Student Loan Program at support@student.bankofamerica.com.
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